| The plan of wealth accumulation, also known as Indexed Universal Life (IUL) is basically placed (partly) on the upward movement of a stock market index. These type of policies generally allows you to allocate on indexes such as S&P 500, Dow Jones or NASDAQ. In these types of policies, you do not actually invest in equity positions. Indexed Universal Life (IUL) policies offers you tax-deferred cash accumulation for retirement, but at the same time, offers a death benefit. If you are looking for a permanent life insurance policy, but at the same time looking for benefits while you are alive, you are then at the right place. Some of the advantages of this type of policy are it accumulates cash value tax deferred, tax managed income for retirement or college planning, and lastly, tax free proceeds transferable at death. Equity Indexed Universal life insurance offers combination of life insurance with the ability to accumulate cash values that grow with the upward movement of a stock index without the normal downside risk associated with the equities market. So in short, whether your objective is to obtain a flexible low cost policy, or to maximize retirement income in the most tax efficient way, or to have funds available for your kid's future education, such as college fees, this is the policy. Let us help you plan the right strategy. Contact us now! |

| Financial Protection. Think Smart. |
| LIFE HEALTH |
| www.coverlineinsurance.com |

| fdg |
| Aatif Akhtar (Broker-Agent) |
| Call Us Today! 818-368-5511 |
| INDEXED UNIVERSAL LIFE - TAX-FREE RETIREMENT INCOME / COLLEGE FUNDS |
| _____________________________________________________________________________________________________________________________________________________________________________________________ Disclaimer: The information, general principles, and conclusions presented on this page are subject to change without notice, and are also subject to insurance companies underwriting guidelines. The information provided is generalized and It should not be used as a substitute for the professional advice of an attorney, an accountant, or any other professionals. CoverLine Insurance Services, the agency owners, agents representing the agency, and staff members are not providing any legal, accounting, or tax advice. CoverLine Insurance Services is an independent insurance agency licensed by the California Department of Insurance, License #0G50117. No material to be copied without permission. |
| WE REPRESENT LEADING INSURANCE COMPANIES |
| EASY AS 1-2-3 TO APPLY: 1. Request a quote 2. Review the plan 3. Apply for coverage |
| TESTIMONIALS |
| REMINDER |
| Aatif was very helpful to explain me insurance. Our family is protected now and worry-free... R.G. (California) I will definitely refer CoverLine Insurance Services to my family and friends. They are very helpful and knowledgeable people... K.C. (California) I am lucky to find that Aatif has in premium but substantial amount for my family, it is a good decision... N.S. (California) Aatif showed me what it takes to retire early. Currently at such a young age, I am on my way to a safe and 100% guaranteed retirement... M.R. (California) I was very worried about my family's future once I die. It was great to know I could protect my home, and make sure my family is secured... F.A. (California) And many more... |
| PLAN'S PREMIUM |
| You do understand, the longer you wait, your age will go up and you may risk health issues. This may result in higher rates or disqualify you for coverage of Life Insurance protection. |
| Do you know the plan's premium are fixed by insurance carriers and/or State? No agent can promise you an identical policy that is "priced better". You can't find a cheaper price anywhere else for the same policy. |
| NEEDS ANALYSIS |
| We offer free Needs Analysis for your Life Insurance needs. It gives you an insight on the financial obligations you may have towards the future of your family. |
